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An independent insurance company. Not a government website.

Chat HealthBenefits

We make health and life insurance easier to understand.

Chat Health Benefits is an independent insurance company. We explain the words, paperwork and questions that come with health coverage.

Read the guides

What you will find here

  • Learn the vocabulary

    Premium, deductible, copay and coinsurance explained in a sentence or two each.

  • Read your paperwork

    What to look for in a benefits summary and an explanation of benefits statement.

  • Ask better questions

    A short checklist of questions to bring to any conversation about coverage.

FAQ

Questions people ask us