Terms of Use

About this website

Chat Health Benefits is an independent insurance company. This website provides general educational content about health benefits. It is not a government website, and it is not connected with or endorsed by any government agency.

Using this website, reading its content or emailing us does not create an insurance policy or guarantee coverage. Any coverage is governed only by the policy or plan documents issued by an insurance carrier.

Not professional advice

Content on this site is for general information only and is not medical, legal, tax or financial advice. Coverage details differ between plans and may change. Always rely on your own plan documents and qualified professionals for decisions about your care or coverage.

Your use of the site

• Do not use the site for unlawful, fraudulent or harmful purposes
• Do not attempt to disrupt, scrape or gain unauthorized access to the site

Intellectual property

The content, design and branding of this site belong to Chat Health Benefits or its licensors and may not be copied or reused without permission.

Third-party links

Our site may link to third-party websites. We do not control and are not responsible for their content or practices.

Disclaimer and limitation of liability

The site is provided “as is” and “as available” without warranties of any kind. To the fullest extent permitted by law, we are not liable for any indirect, incidental or consequential damages arising from your use of the site.

Changes to these terms

We may update these terms from time to time. Continued use of the site means you accept the updated terms.

Contact us

Questions about these terms? Email hello@chathealthbenefits.com.